About Us 

Syarikat Takaful Brunei Darussalam Sdn Bhd (Takaful Brunei) is comprised of two leading Islamic insurance companies, Takaful Brunei Am Sdn Bhd (TBA) and Takaful Brunei Keluarga Sdn Bhd (TBK) in compliance with the Takaful Order, 2008. Takaful Brunei’s heritage was established in 1994 and has over 20 years’ experience in the Takaful and Insurance industry and is recognized as a market leader for its innovative products and services.

The offering of Takaful provides a shariah compliant and holistic financial approach protecting assets against calamities whilst fulfilling one’s Islamic and moral obligations to the community complementing Brunei’s Malay Islamic Monarchy values. Takaful Brunei being the largest locally incorporated Takaful operator in the country, contributes growth and development to Brunei’s financial sector by providing protection products and services offered by TBA for General Takaful or Non-Life and TBK for Family Takaful or Life classes of business.

TBA provides a complete range of protection covers for corporate assets such as buildings, machinery, equipment, inventory goods, vessels, vehicles, workers and other types of assets against defined risks and exposures.  Meanwhile TBK provides protection benefits for employees against death, disability and medical related expenses. Protection for personal and individual assets is also available, which includes private motor vehicles, home and contents, financing, domestic helpers, medical surgical expenses and others. In addition, TBK provides a wide array of protection and savings schemes complementing the nation’s savings culture values. Our certified Islamic Financial Planners will be able to advise financial solutions for children education, retirement planning, wealth and health protection.

With our established presence in the market as a recognisable brand, over 100,000 individuals and corporations have entrusted us with their Takaful needs and become participants of Takaful Brunei. Our commitment to serve corporate and individual customers and have their continued trust in Takaful Brunei motivates us to deliver peace of mind closer to reality.


“As A Collective Group, We Wish To Be The Only Takaful Provider Customers Have In Mind. As A Company, We Wish To Be A Top Quality Complementary Service Provider.”


“To Provide The Best And Highest Quality Of Support Needed To Uphold The Status Of Takaful Brunei Am Sdn Bhd (TBA) And Takaful Brunei Keluarga Sdn Bhd (TBK) And Achieve Our Visions.”

Key Facts 
Name Syarikat Takaful Brunei Darussalam Sdn Bhd
Shareholders Sultan Haji Hassanal Bolkiah Foundation (69%)
Bank Islam Brunei Darussalam Bhd (31%)
Address Level 8, Dar Takaful IBB Utama Jalan Pemancha, Bandar Seri Begawan, BS8711, Negara Brunei Darussalam
Subsidiaries Takaful Brunei Am Sdn Bhd (TBA)
Unit 9&10, Simpang 493
Kg Beribi, Jalan Gadong, BE1118
Negara Brunei Darussalam
Takaful Brunei Keluarga Sdn Bhd (TBK)
Unit 1, Level 1
Dar Takaful IBB Utama
Jalan Pemancha BS8711
Bandar Seri Begawan
Negara Brunei Darussalam
Branches & Counter 10 Branches and Counters in all four districts
No of Employees ≈ 200 employees
Meaning of Takaful 

A pact among a group of participants who agree to contribute to a fund to assist each other in the event of misfortune similar to the A’qilah system which was practised during the time of the Prophet Muhammad Peach Be Upon Him (PBUH).
This coincides with Rasulullah PBUH’s hadith:

Rasulullah PBUH said which means: “And Allah supports and assists a person as long as he assists and helps other fellow men” (Narrated by Imam Muslim)

The Purpose of Takaful 

It is a channel that can allow an individual to make an initiative to HELP ONE ANOTHER TO FACE AND SHARE RISKS TOGETHER with PROVIDING BENEFITS TO EASE FINANCIAL BURDEN BETWEEN THEM.

What Are The Characteristics of Takaful? 
  • Has element of ‘IBADAH
  • Has element of TA’AWUN (Mutual Cooperation)
  • Has elements of TABARRU’ (Sincere Donation)
Board of Directors 
Shariah Advisory Body 
Business Model 
Financial Statements 

Takaful Brunei Am Sdn Bhd – Financial Statements 2018

Takaful Brunei Keluarga Sdn Bhd – Financial Statements 2018

Takaful Brunei Am Sdn Bhd – Financial Statements 2019

Takaful Brunei Keluarga Sdn Bhd – Financial Statements 2019