Medical and Health
The type of Takaful schemes offered under the Medical and Health Takaful Class are as follows:
Subject Matter Covered
• As Syifa’
• Student Care
• Group Hospital and Surgical Benefits
Extension of Cover
Extension of cover for all the Medical and Health Takaful schemes can be arranged and granted subject to underwriting and TBA’s approval.
As Syifa’ (Medical)
Takaful As Syifa’ is a plan which provides reimbursement of medical expenses in respect of medical treatment due to an illness or accident borne by the participant.
This protection plan offers twenty-four (24) hours worldwide coverage but excludes United States of America, Canada, and sanctioned countries. The benefit provided will secure the very best medical treatment without having the burden of having to absorb the medical cost alone.
As Syifa’ (Medical) – Traveller’s Medical With COVID-19 Coverage
This coverage is introduced for Inbound Travellers to Brunei Darussalam for foreign nationalities arriving in Brunei Darussalam for a short visit purpose . This includes tourists, Professionals and their Dependents for short period coverage.
Takaful As Syifa’ – Traveller’s Medical with COVID-19 Coverage Plan aims to ease the participant’s financial burden particularly for those who are required to travel to Brunei Darussalam during an epidemic and/or pandemic. It provides coverage for the Participant’s medical expenses and funeral expenses in Brunei Darussalam in respect of any medical treatments and/or death due to COVID-19 during the Period of Takaful.
Student Care Takaful
This plan provided reimbursement of medical expenses to participant in the event of undergoing medical treatment due to illness or accident. This plan provides 24 hours worldwide coverage excluding United States America, Canada and Caribbean.
This plan provides participant with travel benefit from Brunei Darussalam to country of study and vice versa.
This plan provides Death and Total Permanent Disablement benefit due to Accident.
This plan provides additional Death and Total Permanent Disablement benefit for Member of International SOS Pte Ltd 24 hours Emergency Assistance Services.
Group Hospital and Surgical Benefits
Offering Hospital & Surgical benefits as an employee benefit is one of the simplest and most effective steps organisations can take to reward and attract talent. Health benefits can also deliver a range of benefits, such as increasing productivity, boosting morale, and helping shape a positive organisational culture.
This plan provides company employees coverage for medical expenses in the event that they undergo medical treatment due to illness or accident. The employer also has the option to extend the coverage to the employees’ spouse and children.