Offering Hospital & Surgical benefits as an employee benefit is one of the simplest and most effective steps organisations can take to reward and attract talent. Health benefits can also deliver a range of benefits, such as increasing productivity, boosting morale, and helping shape a positive organisational culture. This plan provides company employees coverage for medical expenses in the event that they undergo medical treatment due to illness or accident. The employer also has the option to extend the coverage to the employees’ spouse and children.

• Certificate Wording
• Proposal Form

Many organisations are now offering group personal accident protection to their employees to ensure that the employees can have a peace of mind in the event of an accident during the course of their employment. This scheme helps organisations to reduce its employees’ financial burden, in the event of death or permanent disablement due to an accident.

• Brochure
• Certificate Wording

Businesses and Organizations protect their human assets through Takaful as an employee benefits tool to reduce turnover rates and ensuring basic welfare are taken care of. Employees who are happy are the most productive. This plan provides Takaful coverage on a group basis to help ease the financial burden of employees, or beneficiaries in the event of a death due to accident or illness.

It is a compulsory requirement under the Workmen Compensation Act 1957 that any company employing foreign/local workers that fall under the definition of “workman” must be insured or covered for workmen’s compensation liability. This coverage provides compensation to workers in the event of accidents, injuries or death while performing tasks during the course of their employment.

• Brochure
• Certificate Wording