

Other Products
The type of Takaful schemes offered under the Miscellaneous Accident Takaful Class are as follows:
Subject Matter Covered
• Employee of Participants
• Individual, Students
• Office equipments
• Money in Premise or Transit
• Traveling
• Goods
Extension of Cover
Extension of cover for all the Miscellaneous Accident Takaful schemes can be arranged and granted subject to underwriting and TBA’s approval.
Products
All Risk for Bicycle
With All Risk Takaful for Bicycle, we aim to provide peace of mind every time you turn the pedals on the road and should the unexpected occur, help you get back on your bike as quickly as possible. This takaful scheme allows cyclists to protect their bikes for theft within your premise, physical loss and accidental damages sustained while engaged in activity. Enjoy your ride in the knowledge that you are protected.
All Risk for Bicycle is Eligible for:
• Bicycles less than 6 years old
• Bicycles priced above B$1, 000.00
• Bicycle owners residing in Brunei Darussalam
Golfer’s Takaful
Introduction
This Takaful product is designed to give protection for golf players against personal liabilities to third parties and accidental bodily injury whilst playing or practicing golf on any recognised golf course.
The benefits provided under this product are as follows:
• Personal Liability
• Personal Accident and Permanent Total Disablement
• Loss or Damage to Golfing Equipment
• Loss or Damage to Check-In Golf Baggage
• Accidental Breakage of Golf Clubs
• Medical, Hospitalisation and Surgical Expenses
• Repatriation Expenses
Eligibility
Applicable only for Participants not less than 18 nor more than 70 years of age.
Musafir (Travel)
Anyone who travels outside their country of residence knows that traveling can be risky. The Musafir Takaful Scheme is designed for any individual who is looking for traveling protection whether on vacation or on business trip. This scheme provides two types of packages for maximum choice and flexibility for single and group (family) package.
Objective
The main objective for this scheme is to cover a wide range of possibilities that could otherwise cost you a fortune,especially in the areas of Medical Expenses, Loss of Baggage and Personal Belongings, Baggage Delay, Travel Delay, and Emergency Evacuation/ Repatriation.
Scope of Cover
Benefits provided under this scheme are:
• Personal Accident
• Medical Expenses Abroad
• Emergency Dental Care Abroad
• Baggage Loss & Damage
• Baggage Delay
• Trip Cancellation & Curtailment Abroad
• Trip Delay
• Missed Flight Connection Abroad
• Compassionate Visit by one immediate family member
• Escort of Minor Child
• Medical Evacuation and Repatriation
• Compassionate Emergency Leave
• Hospital Cash Benefit
• Loss of Credit Card Abroad
• Loss of Personal Money Abroad
• Loss of Passport, Driving Licence & National Identity Card
• Loss of Travel Documents
• Personal Liability
• Legal Assistance
• In the event of Hijack / Kidnap
• Overseas Overbooked
• Missed Event
• In the event of Terrorism
• 24 Hours Emergency Assistance
Eligibility
The person who is eligible for this takaful protection must be 18 to 80 years of age. Each participant can cover their family members from a minimum age of 6 weeks up to maximum age of 80 years. Children under 18 years of age must be accompanied by a parent or guardian.
Musafir (Travel) – Medical Outbound
This coverage provides reimbursement of medical expenses and repatriation expenses incurred as a result of accident or illness (inclusive of COVID-19) while travelling outside Brunei Darussalam, whether for the purpose of business or vacation.
Musafir (Travel) Takaful – Medical Outbound aims to ease the participant’s financial burden particularly for those who are travelling.
Musafir (Travel) for Haj & Umrah with COVID-19 Coverage
This coverage is introduced in accordance with Prime Minister’s Office, Brunei Darussalam – Guideline for Exiting Brunei Darussalam Via Air Travel, Guideline for Exiting Brunei Darussalam Via Air Travel During Early Endemic Phase and statement of Ministry of Religious Affairs on Kebenaran Perlaksanaan Ibadah Umrah dan Haji Tahun 1443H/2022M.
Musafir Takaful for Haj & Umrah with COVID-19 coverage aims to ease the participant’sfinancial burden for Haj and Umrah pilgrims during epidemic and/or pandemic.
Personal Accident
This scheme provide compensation benefit in the event of death or bodily injury due to an accident.
Objective
To ease you or your beneficiary financial burden in the event of unexpected incident that may lead to incapacity.
Age Limit
Between 18 to 65 years of age.
Scope of Cover
Provide compensation benefit for bodily injury due to accident resulted to Death or Permanent Total Disablement. The coverage is 24 hours worldwide.
Definitions
• Bodily Injury: physical injury to the body.
• Accidental: an untoward event or unlooked for mishap which is not expected or designed.
Supplementary / Extension of Cover
• Medical Expenses
• Weekly Benefits
• Temporary Total Disablement
• Temporary Partial Disablement
• Repatriation Expenses
• Funeral Expenses
Period of Takaful
One (1) Year Coverage
Personal Accident for Active Life
Personal Accident Takaful for Active Life provides benefits in the event of death or bodily injury due to an accident during your sports and recreational activities. It aims to provide ease for your beneficiary the financial burden in the event of unexpected incident that may lead to incapacity. Activities deemed hazardous and extreme are excluded.
This scheme is eligible for those between the age of 18 and 70, providing 24 hours worldwide coverage.
Personal Accident for Student
Student life is fast paced and challenging. Give your children the protection they deserve with TBA Personal Accident Takaful for Students.